Debt Collection in Turkey – Lawyers for Creditors

Interested in recovering debts in Turkey? Our Turkish lawyers with experience in this field can guide you throughout the entire procedure. In this article, you can find information on debt collection methods in Turkey and how we can represent our customers.

Quick Facts
Who can contact our debt collection lawyers in Turkey?	Individuals and company owners who want to recover their money from debtors
Types of debt collection in Turkey	Enforcement proceedings without a court judgment, and enforcement proceedings with a court judgment
Legislation	– Enforcement and Bankruptcy Law No. 2004, – Code of Civil Procedure No. 6100, – Law No. 5718 on International Private and Procedural Law
The first step in debt recovery	Written notices are sent to debtors. These comprise details about the outstanding payments.
Amicable collection	Recommended in most cases instead of an expensive lawsuit
Debt recovery in the court of law	If the amicable procedure is not an option. An enforcement payment order is sent first.
We can prepare cases for further legal actions (YES/NO)	YES
Negotiations	New payment terms can be established with the parties implicated. Our Turkish lawyers can tell you more about negotiations.
New payment schedule proposed	Possible
Is the amicable procedure available in bankruptcy cases in Turkey? (YES/NO)	NO
The time frame to recover debts in Turkey	A few months, depending on the complexity of the case
Customized approach	Our debt collection lawyers in Turkey have experience in such cases and can propose personalized strategies to recover the money.
International cases of debt collection	We represent clients from Turkey who are involved in debt recovery cases.
No-win no-fee services	Clients only pay when the debt collection case is finished.
Why work with our law firm in Turkey?	We can deal with the procedures of recovering debts and represent clients in Turkey. Legal services at affordable prices.

What are the methods to collect debts in Turkey?

In Turkey, debt collection can be done:

through the amicable method,
enforcement proceedings.

How is the amicable procedure of recovering debts in Turkey?

our lawyers can initiate the claim,
the documents are verified (bills, contracts, invoices, etc.),
a notification/demand letter is sent to debtors requesting payments to be made,
the communication can be done directly with debtors when negotiating new payment terms,
if new payment terms are agreed, the debt recovery case can be concluded.

IMPORTANT: If debtors ignore the payment demand, our Turkish lawyers will file a claim through the Enforcement Office.
You can also explore the following infographic with details on this topic:

How do I claim debts through enforcement in Turkey?

with or without a court judgement.
our Turkish lawyers will submit a formal execution request at the local Enforcement Office,
the office will then issue a state-backed payment order to the debtor, who has to pay within a maximum of 10 days.
if the debtor objects within 7 days, the enforcement is suspended, and the creditor must file a lawsuit to annul or remove the objection (for commercial claims, after mandatory mediation).

NOTE: If there are no objections from the debtor, the enforcement order is definitive, and assets can be seized until the debt is concluded.

What types of documents are accepted in a debt collection case in Turkey?

Invoices & bills,
Business contract,
Real estate lease,
Payment orders, etc.

We invite you to watch a short video about the types of debts in Turkey and how you can recover them:

What types of assets can be seized?

Bank accounts,
Payments that can be redirected,
Real estate properties,
Other types of assets.

How is debt collection for foreigners done in Turkey?

Foreign individuals and companies are allowed to file claims with Turkish courts in order to collect debts from Turkish counterparts. Here are some of the steps:

foreign claimants (individuals or companies) may be required by the court to provide a security to be allowed to start the procedure.
the security is no longer required if their home country has an agreement with Turkey (these agreements are usually related to reciprocity clauses in terms of legal actions),
the court trying the case depends on the nature of the debt and on the outstanding amount of money,
the debt collection petition is usually filed by a lawyer in Turkey who has been granted a power of attorney.

What is the time frame to collect debts in Turkey?

It might start from 12 months, but it depends on the case.

We also assist clients with other legal matters in Turkey, in addition to debt collection. For instance, our immigration lawyers in Turkey can help with relocation and all the legal terms. We can assist in obtaining residency in Turkey. Plus, we can offer support in getting citizenship by investment in Turkey. Feel free to contact our law firm in Turkey and explore our legal services. Our lawyers can also help you open a business in Turkey in approx. 2-3 weeks.